Punjab is the leader in mechanization of agricultural sector
in the country. The use of machinery results in some
casualties both to the farmers and agricultural labour, some
accidents in marketing operations are also bound to occur.
There are deaths due to snakebite or other reasons. The
insurance cover to the farmers farm labourers and Mandi
labourers has been provided against these accidents . It is
perhaps for the first time in the third world countries that
blanket insurance coverage has been provided to all
concerned engaged in agricultural production and its
marketing operations in the State of Punjab at any time
during the year. This scheme was started in 1984. The rates
of compensation range from Rs. 7,500/- to 75,000/-.
This social welfare scheme of the PSAMB has been widely
appreciated all over the country and some of the states have
also adopted the scheme.
||In case of death.
||Chopping of one limb i.e., hand, arm,
leg and feet or any other part of the body including
damage of eye.
||Chopping of two limbs i.e., feet, hand
and leg or arm any part of the body.
||Chopping of finger or fingers.
||Chopping of four fingers
considering chopping of one part of body.